Pebl gives you two ways to fund payroll: Pull and Push. The method you choose affects when contractors get paid, so it's worth understanding the difference before you run your first payroll.
Note that your preferred payroll funding method will be managed within the Pebl Platform directly, rather than through Wingspan/Contractor Management directly.
Pull Funding
Pebl debits your linked bank account after payroll processes — via ACH or Reverse Wire (Drawdown). No action needed from you on payroll day.
Payout timing from payroll day:
Destination | Estimated Arrival | Notes |
Instant Payout | Within 90 minutes | US and Canada only |
Wingspan Wallet | Next business day | US only |
Domestic external bank | Payroll day + 3 business days |
|
Global external bank | Payroll day + 4 business days |
|
Example: To get contractors paid by Friday, submit payroll by Tuesday at 12:00 PM ET (automated) or 9:00 PM ET (off-cycle).
Setting up your funding account
Your bank may need to whitelist Wingspan before the first debit goes through. Share these details with your bank if needed:
Bank: JP Morgan Chase Bank, N.A.
Routing number: 021000021
Originator name: Wingspan Networks, Inc
Originator ID: 9318973000
For payrolls consistently over $200k, contact your account manager — Wingspan will send a separate authorization for Reverse Wire (Drawdown) debits.
Funding Returns
If your debit is returned due to insufficient funds or an authorization issue, we will notify you. You may need to wire funds immediately to keep contractor payments on schedule.
Push Funding
You deposit the full payroll amount into your Wingspan Wallet before payroll runs — via ACH Credit or Wire Transfer. Because the funds are already there, payouts to contractors are faster.
Wingspan Wallet Account Information
You can find the account and routing numbers of your Wingspan Wallet by navigating to the Wingspan Wallet page, then clicking the last 4 digits of your account number to reveal the full details.
Payout timing from payroll day:
Destination | Estimated Arrival | Notes |
Instant Payout | Within 90 minutes | US and Canada only |
Wingspan Wallet | Next business day | US only |
US external bank | Next business day |
|
Global external bank | Payroll day + 3 business days |
|
Example: To get contractors paid by Friday, submit payroll by Thursday at 12:00 PM ET (automated) or 3:30 PM ET (off-cycle).
Payroll cutoff times
Method | Automated cutoff | Off-cycle cutoff |
Pull | 12:00 PM ET | 9:00 PM ET |
Push | 12:00 PM ET | 3:30 PM ET |
If you miss the automated cutoff at 12:00 PM ET, you can still initiate an off-cycle payroll before the off-cycle cutoff. Learn how to run payroll here.