Pebl supports several payout methods. The one you choose affects how fast you receive payments and whether any fees apply.
Payout methods
U.S. Bank Account
Connect via Plaid or enter your routing and account number manually. Supports standard ACH transfers and Instant Payouts.
Debit Card
Most debit cards issued by U.S. banks are compatible. Required as a fallback if your bank account isn't eligible for Instant Payouts. Available any day, including weekends and holidays.
Instant Payout is only available to contractors within the U.S. and Canada
The Wingspan debit card should not be used. Instead, default the Wingspan Wallet directly.
Wingspan Wallet (U.S. only)
A business banking account that receives payouts and supports everyday spending via a virtual or physical debit card. Learn more about the Wingspan Wallet →
Global Payments
Receive payments in 37+ currencies across 180+ countries. See the Currency Conversion Fee guide and Global Payments guide for details.
Need to update your payout method? See Adding or Updating Your Payout Methods for step-by-step instructions.
Payout Timing
Method | Timing |
Standard ACH (U.S.) | 1–2 business days |
Global bank account | 3–5 business days |
Instant Payout | Within 1 hour (up to 1 business day) |
Wingspan supports two types of payout speeds: standard and instant.
Instant Payouts
Instant Payouts send funds to an eligible bank account or debit card, typically within an hour. Available to contractors in the U.S. and Canada only.
Cost: 2% of gross invoice amount, with a $0.50 minimum.
How to set up:
Go to your payout methods and add a compatible bank account as your Instant Payout method. If your bank account isn't compatible, you'll be prompted to add a debit card.
Set it as your default payout method to process all future payouts instantly — or request Instant Payout on individual invoices from your Invoices page.
A few things to know:
Instant Payouts only apply once a client has paid an invoice. They can't accelerate a pending or unpaid invoice.
Payments already in process can't be switched to Instant Payout.
If you switch from Instant to standard, your next payout will follow the standard 1–2 business day timeline.
How your payout is calculated
When a payment comes in, here's how the amount breaks down before it reaches you:
1. Instant Payout fee If you're using Instant Payouts, a 2% fee (minimum $0.50) is deducted from the gross invoice amount.
2. Tax Withholdings If you've enabled Tax Withholdings, Wingspan sets aside a portion of your income automatically.
3. Other deductions If you've enrolled in eligible deduction programs such as Meridio health insurance, those amounts are deducted here.
4. Net payout The remaining amount is deposited to your connected payout method. If you have a Wingspan Wallet, you can opt to direct a portion there for business expenses.
For questions about payouts, please email contractorsupport@hellopebl.com.